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Image for article titled For the first time in industry history, Elite Model Management will offer models health insurance

Picture: ABDELHAK SENNE (Getty Images)

Until this month, most models had to rely on public health insurance, be young and have insured parents, live without it, or carry surnames like Baldwin, Hadid or Kardashian to access health care. . Now Elite Model Management is set to become the first major agency to offer health insurance to its models, which is great but also feels like something that is long overdue. before 2020, and should also be the industry standard.

Unfortunately, as independent contractors, models have long been barred from employee health benefits, although Elite oddly offers its models advice and assistance in other areas such as “banking advice, real estate and other investment matters,” rather than things like 401ks and, until now, health insurance, according to at Daily Women’s Clothing.

The new plan will include medical, dental, personal accident, private liability, travel and the inconveniences of the flight, and cover stays ordered for medical reasons; the diet costs $580 per year and is not subsidized.

In addition to the “typical” medical expenses covered by the plan, it is also tailored to more unique issues that might arise for models and other performers. “If a model has a bad scratch on her face and can’t work, she would be covered, even though a person who works normally wouldn’t be covered for a scratch,” Sergio Leccese, CFO of Elite USA, Recount WWD. “If a model is injured during a shoot, the client’s insurance covers it, but if the injury is the model’s fault, it is covered by the model’s insurance. If the model damages someone or something during filming, she also has civil liability which covers models. Mental health is covered if it is the result of an incident.

Daily Women’s Clothing does not provide information as to whether this mental health coverage extends to incidents of harassment or abuse on set, as has been widely reported in recent years. However, in an industry that is notoriously exploiter Among the often very young models she relies on, health insurance benefits from a leading agency seem like a small step forward.